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Bankrate's Ana Staples introduces the Best in Banking for 2022
How we picked these banks
- Bankrate evaluated the range of deposit products offered, along with fees, minimum balance requirements, extent of ATM network and the availability of smartphone apps and other digital features.
- We assigned a score to each type of account and its features, weighted them based on importance to account holders and combined them to derive an overall score.
- Bankrate compared each bank or credit union’s overall rating against the rating of all other banks/credit unions in the relevant Bankrate Awards category.
Bankrate evaluated more than 160 banks across a range of categories (big banks, online banks, credit unions and regional banks). Factors included the range of deposit products offered, minimum balance requirements, service and overdraft fees and the availability of fee-free ATMs and digital banking features, among others.