Erie offers the lowest rates of the property insurers we analyzed, making it a top choice for customers looking for cheap homeowners coverage. The company provides numerous coverage options, like service line protection and sewer backup coverage, to help you tailor your policy to your needs. Over 13,000 local independent agents across its 12 states can help you get a quote and buy a policy. The regional company also ranks highly in customer satisfaction, which may give first-time homebuyers both peace of mind and financial breathing room. It holds an A+ (Superior) financial strength rating from AM Best.
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